News & Posts
ACLEAR APPRAISAL & CONSULTING
Real Property Values, Real Issues,
Real Clear Answers
Quarterbacks, Observers and Balanced Models
By Paul Rayburn August 11, 2025 I just posted this on linked-In but the format limitations make reading the graphs I shared a bit difficult,
Appraisal Bias – The Fallout of a False Narrative
A federal judge has dismissed Connolly (Estate of Mott) v Lanham (July 17 2025). Learn why the “appraisal‑bias” narrative misfires, how AVMs profit, and how the history of redlining is still baked into boundaries.
CDN 5-year Bond Yield, Inflation and How to Avoid Issues When Ordering an Appraisal.
By Paul Rayburn July 15, 2025 Earlier Today Brendon Ogmundson, CFA Chief Economist at BC Real Estate Association made a another post on LinkedIn with
The Great Divide – Coming to Canada
The last time US President Donald Trump took office in 2017, there was talk of US citizens moving to Canada. It appears there was a
CAUTION Adjustments – Caution Search Criteria
Update Feb 2, 2025 by Paul Rayburn Here is a video using a new data set, focusing on a similar time period and highlighting the
What is the difference between CNAREA and AIC Appraisal Association Designations? and What is Fee VS Non-Fee Appraisal?
This is a brief overview to help provide an understanding of the difference between the Canadian National Association of Real Estate Appraisers (CNAREA) and the
Trends, Benchmarks and Visual effects of Scale
By Paul Rayburn January 6, 2025 Expanding on my last LinkedIn post touching on benchmarks, here is another “market” within the same “neighborhoods”. Does the
2024 Review and the path for 2025: Building Tools and Connections, and Charting the Path Ahead
2024 was a year of growth, innovation, and discovery, not only for me personally but also for many in the real estate appraisal community. From
Appraiser or Realtor – Not my Choice
By Paul Rayburn November 29, 2024 I was today years old when I learned I could NOT be a realtor and an appraiser in my jurisdiction
Job One Undone -Appraisal Bias- Officials Declare Success, Based on What?
Update July 17, 2025 One of my sources just sent over this update on the Connolly Mott Plaintiff V Shane Lanham Defendant alleged appraiser discrimination
What is Paul Rayburn up to these days?
Hello, I am excited to continue building relationships and meeting some awesome new connections. For some of those new connections, I thought I would take
5 Months Inventory Does Not A Balanced Market Make, Young Jedi!
Data, Visuals and the Underlying Data One of my peers, Ryan Lundquist made a post on linkedIn yesterday. Although, based out of Sacramento you should
Celebrating Appraiser Independence and Community
By Paul Rayburn On this day, July 1, 2024, I am contemplating what to celebrate, and I want to mention community in the context of
Aclear Appraisal Joins Accelerate Okanagan
In support of #OKGNtech, the tech sector in the Okanagan, we are pleased to join as a small business with an entrepreneurial spirit focused on
Social Media and Popular Pages
Here’s a list of links to a few popular pages. Subscribe below and get the latest updates.
New Construction Appraisal Promotion
March 28, 2024 limited time, offering approximately 50% off on new construction appraisal packages. Do you know anyone looking to build new or just starting
Issues with Visual Representations of Data
Originally Published March 3, 2024 by Paul Rayburn updated March 04, 2024 with additional graphics and further explanations. I thought I would take this opportunity
Appraisal Bias. Racial Discrimination. The Real Questions and Truths.
Update May 20, 2024 Posted below on April 15, 2024, I read over Cindy Chance’s letter which appears to have been a part of a
Shoulders of Geniuses and Because I say I am.
by Paul Rayburn September 9, 2023. *Updated September 27, 2023, with further thoughts on AI and additional links to some more content on the principal
HPI VS Benchmark Vs Design
There are a few issues to be cautious with when using HPI data. Various data sources provide a variety of products that utilize the fundamental
Bias, Data and the Reasonable Appraiser and June 2023 HPI data released July 4th.
Home Price Index numbers from the AIR (Association of Interior Realtors) based on tools provided by the CREA (Canadian Realtors Association) for the month of
Market News and Trends for the British Columbia – Okanagan – and sometimes National
This is just a quick reference and post to some news and data as it becomes available. From BCREA – Canadian Housing Starts (March 2023)
How do I determine if a rental property is conforming?
As mortgage rates have climbed, pushing up monthly payments, rental income has almost never been more important for many borrowers. While property values have cooled
MARKET RENT REPORTS for Lending purposes. Still a hot topic
April 3, 2023 MARKET RENTS and Secondary Suites/ dwellings October 19, 2023 Update Rental properties are back making headlines again and this time it is